Existing policyholders may click here to submit a policy change: POLICY CHANGES

Why Choose AP Scuba?

  • No liability deductibles
  • Our policy is accepted by every major certifying agency in the industry.
  • Coverage provided by an A+ Superior Rated Lloyds of London carrier.
  • Are you tired of waiting weeks for proof of coverage?  We will get you proof of coverage within 48 hours after the policy is accepted. We will also send proof to your certification agencies.
  • Our staff is available via phone, email and fax.
  • Our General Liability includes Travel Agents E&O, Hired & Non-owned Auto., Fire Legal liability, see details below.
  • Access to attorneys and risk management, including waivers.
  • We have changed to a claims-made policy like the rest of the industry.
  • Get a real person on the phone when you call.

Each customer is individually underwritten, so please remember to apply well before you need coverage to be effective.

 
 

Contact one of our licensed insurance professionals at today for a free coverage review and find out why our customers stay our customers!

Phone: (866) 577-DIVE (3483)           Email: scuba@assuredpartners.com

 

 

Dive Program Links

Click on the links below for details on each coverage type or to complete an online application.

Individuals

Dive Stores

Dive Boats Owner/Operator

First Dive

 

Online Quote Applications

Select one of the coverage types below to complete an online application. Each customer is individually underwritten, so please apply prior to the date that coverage is needed.

 

Waiver & Release Downloads

Waivers and releases are designed to help protect you in the event of a lawsuit. Please use the forms below each and every time you train or supervise divers. If you don't see a waiver below that suits your need, please contact us and we will get one made for you. Please allow up to three weeks to create a new waiver.


Individual Dive Professional

Coverage Summary

  • $1,000,000/$2,000,000 aggregate plus $1,000,000 for defense
  • Worldwide coverage*
  • Rebreather and technical endorsements available, a charge may apply depending on your circumstances
  • Claims-made policy
  • Prior acts for unknown incident - coverage back to June 30, 2000 if coverage has been continuously maintained
  • No charge for policy changes adding additional insured changes
  • Equipment liability and excess limits available by endorsement up to $2,000,000/$4,000,000 aggregate
  • Liability policies provided through International SCUBA Risk Purchasing Alliance (ISRPA), a registered Risk Purchasing Group
  • Competitive premiums

individual dive professional insuranceClick here to fill out an individual dive professional application

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Individual Freediving Professional Liability

AP Scuba is pleased to announce the FIRST freediving-specific professional liability policy in the industry.  This policy is available only to members of Performance Freediving International, FFI and SSI.  Read below to find out more information about this exciting new program. 

Coverage Summary

  • $1,000,000/$2,000,000 aggregate plus $1,000,000 for defense
  • Worldwide coverage*
  • No charge for policy changes adding additional insured changes
  • Competitive premiums

individual dive professional insuranceClick here to fill out an individual dive professional application

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Dive Store Owner / Operator

Dive Store General Liability Insurance

Coverage Summary

  • $1 million/$2 million aggregate
  • $1 million Defense (outside GL limits)
  • $2 million Products and Completed Operations Aggregate
  • $1 million Personal and Advertising Injury
  • $1 million Travel Agents E&O
  • $500,000 Hired and Non-Owned Auto with an option of $1 million by endorsement
  • $500,000 Fire Legal Liability with an option of $1 million by endorsement
  • $5,000 Medical Payments (per person)
  • $0 deductible for all liability coverages

individual dive professional insuranceClick here to fill out a dive store general liability application

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Dive Store Property Insurance

Coverage Summary

  • Replacement cost with special form coverage
  • SCUBA enhancement endorsements can include:
    • Optional transit / off premise
    • Optional customer's equipment
    • Optional business interruption
    • Optional equipment breakdown
    • $5,000 employee dishonesty
    • $2,500 cash robbery
    • Optional sign coverage
  • Glass - $600/pane with $2,500 aggregate
  • Burglary included to 100% of contents limit with central station alarm.  Reduced limits available for local or no alarm.
  • Optional $15,000 wind driven water endorsement

individual dive professional insuranceClick here to fill out a dive store property insurance application

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Dive Store Group Professional Liability

Coverage Summary

  • $1,000,000 / $2,000,000 aggregate plus $1,000,000 for defense
  • Worldwide coverage*
  • Rebreather and technical endorsements available, a charge may apply depending on your circumstances
  • Claims-made policy
  • Prior acts coverage to June 30, 2000, if coverage has been continuously maintained, for any unknown incidents
  • No charge for policy changes, such as additional insured changes or adding / deleting members on a group policy

individual dive professional insuranceClick here to fill out a dive store professional liability application

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Dive Boat & Commercial Watercraft Owner / Operator

Coverage Summary

  • P&I options available from $500,000 to $5,000,000
  • Swimmers and snorkelers liability included with $300,000 limit (higher limits for additional premium)
  • $854,400 pollution coverage or equal to P&I limit, whichever is less
  • $300,000 uninsured boaters coverage
  • $1,000 personal property
  • $2,500 towing and emergency assistance
  • Optional crew coverage both in and out of water (Jones Act coverage)
  • Food and liquor liability
  • Optional rental gear and/or compressor liability
  • Hull deductible 2% less than 30 years and 3% greater than 30 years with a $1,000 minimum
  • $1,000 liability deductible
  • Named storm deductibles - 5% or $5,000, whichever is greater

individual dive professional insuranceClick here to download a dive boat application

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First Dive

Peter Meyer, director of the old Willis program, has developed a new program called First Dive. First Dive is the endorsed program of SDI TDI. This program may be a good fit for you depending on your specific needs, and AP Scuba can be your agent for the First Dive program. If you want an insurance agent dedicated specifically to the SCUBA industry and you want to be in the First Dive program, then we are your winning combination.

individual dive professional insuranceClick here to fill out a first dive application

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