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Exploring New Opportunities with Employee Benefits
Blog 03/13/2025
employee-benefits captivesEmployers frustrated with a lack of options and the increased costs of their employee benefits program are beginning to evaluate the potential value of captive coverage. Captives are alternative risk...


The growing captive market is evidence that many organizations are leaving the traditional insurance marketplace for both Property & Casualty (P&C) and Employee Benefits (EB) programs, but why? This...

Property & Casualty Captive growth is expected to continue, with the number of newly formed captives in states like Vermont, Utah, and Montana seeing substantial increases. Vermont, the largest U.S....

Companies face many risks, including the potential for punitive damages in lawsuits. These damages, intended to punish the defendant and deter future misconduct, can be financially devastating,...

The first big step was making the decision to join a captive. Congratulations! Now what? While each captive may be a little different, some things are similar. Let's delve into the responsibilities...

As a business owner, are you familiar with “fronting?” Before you think it’s just another insurance jargon term, know that fronting can be advantageous to your organization’s risk management...

Employers frustrated with a lack of options and the increased costs of their employee benefits program are beginning to evaluate the potential value of captive coverage. Captives are alternative risk...

Are you considering joining or starting a captive? Have you thought about the implications the captive’s domicile will have? With AM Best reporting that there are about 7,000 captives in the world,...

Captive Risk Sharing and Management “An alternative risk program generally involves sharing risks with others, blending services and expenses, and building the best program not only for the entire...

Are you new to the world of health insurance and wondering what captive plans have to offer? You’re in the right place! In this beginner’s guide, we’ll break down the basics of employee benefits...